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I started selling homes in 1989. My passion has always been with first time home buyers.

In my book you will learn:

  •  How to buy a home with no down payment
  •  6 steps to improving your credit
  •  9 easy steps from contract to closing
  •  How to organize your home buying team
  •  How to understand and use industry specific language

Only $12.95

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What Barnes & Noble readers are saying about Zero Down Payment

Highly Recommended! Keith Smith has written an easy to understand "How to" book for the first time homebuyer looking to buy a home with little cash down. As an active realtor who deals with buyers on a daily basis, Keith knows the ins and outs of getting the best financing for his customers. This book is great for anyone thinking about buying their first home, or anyone buying a home with minimum cash to invest.

T. Howell

A Must For First Time Home Buyers/New & Veteran Agents!  As a 26-year real estate PR news writer, I appreciate the author's ability to be concise in summarizing key information -- not only for the consumer, but also for real estate professionals. Every Realtor in the business should have this in his bag of tricks. It will save many hours of unnecessarily lengthy explanations. The glossary alone is a truly valuable tool. PRPLUS1

A Must Have For All Families! Home ownership is a social and economic leveler. A home provides the base from which your thinking can be done, you can dream and plan, and you can minister to and empower your family to face the world. In "Zero Down Payment", Keith Smith clearly explains how to enter this world. He answers commonly asked questions and alerts you to considerations you may have never thought of. This book is a must have for all families. Buy extras to share! Moonglo

A Valuable Resource For First Time Buyers! “Zero Down Payment" is a concise and informative guide to purchasing a home with no money down. This book offers useful advice on how to financially prepare yourself for the home buying process. It guides you through the entire process from beginning to end and it offers great tips along the way, like how to strengthen your credit and how to determine the amount of mortgage you can afford. I highly recommend this book for you and anyone you know that is interested in buying a home. Z782

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